Terms of Use & Disclaimer

Last updated: July 27, 2026

Welcome to CashflowCalcs. These Terms of Use and Disclaimer ("Terms") govern your use of the website at cashflowcalcs.com and the free calculators and content we provide (the "Site"). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Educational purpose only; not professional advice

CashflowCalcs provides free calculators and general information for educational and informational purposes only. Nothing on the Site is, or should be relied on as, financial, investment, tax, legal, accounting, or real estate advice, and nothing on the Site is a recommendation to buy, sell, or hold any property, security, or other asset. Using the Site does not create any advisor-client, fiduciary, agency, or other professional relationship between you and CashflowCalcs. Always seek the advice of a qualified, licensed professional who understands your specific situation before making any financial, investment, tax, or legal decision.

Estimates only; no warranty of accuracy

Our calculators produce estimates based solely on the figures you enter and on simplified, general assumptions. They do not account for your full circumstances and may not reflect current laws, tax rules, interest rates, fees, market conditions, or other factors that affect real outcomes. Results may contain errors and should not be treated as a guarantee or promise of any particular result.

The Site and everything on it are provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, reliability, merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.

Your responsibility

You are solely responsible for how you use the Site and for any decisions you make. You agree to independently verify any result or information before relying on it, and to consult an appropriate licensed professional. You use the Site, and act on its results, entirely at your own risk.

Limitation of liability

To the fullest extent permitted by law, CashflowCalcs, its owner, and anyone associated with the Site will not be liable for any loss or damage of any kind arising out of or in connection with your use of, or inability to use, the Site, its calculators, or its content, or your reliance on any result or information, including without limitation any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, or any lost profits, lost savings, or lost opportunities, even if we have been advised of the possibility of such damages.

Advertising and third-party links

The Site is supported by advertising and may display third-party ads and links to third-party websites. We do not control and are not responsible for the content, products, services, accuracy, or practices of any third party, and the presence of an ad or link is not an endorsement. Any dealings you have with a third party are solely between you and that third party.

Intellectual property

The Site, including its calculators, text, design, logos, and branding, is owned by CashflowCalcs and is protected by applicable intellectual property laws. You may use the Site for your own personal, non-commercial purposes. You may not copy, reproduce, scrape, republish, or redistribute the Site or its content for commercial purposes without our prior written permission.

Acceptable use

You agree not to misuse the Site, including by attempting to interfere with its normal operation, gain unauthorized access, introduce malicious code, scrape it at scale, or use it for any unlawful purpose.

Changes

We may add, change, or remove calculators, content, or features, and may update these Terms, at any time and without notice. Any changes to these Terms take effect when posted, and your continued use of the Site means you accept the updated Terms. The "last updated" date above shows when these Terms were most recently revised.

Contact

Questions about these Terms can be sent to [email protected].